95ko Terms & Conditions — The Complete Guide for Members

These Terms & Conditions ("Terms") form a legally binding agreement between the 95ko platform and all its members. "95ko", "we", and "our" refer to the entity operating this platform, while "you" and "member" refer to any registered or unregistered user of the platform.

By accessing the 95ko platform through our website, mobile app, or any other channel, you automatically agree to these Terms & Conditions. If you do not agree, please refrain from using the platform.

95ko reserves the right to update these Terms & Conditions, in whole or in part, at any time without prior notice. Continued use of the platform after any changes are published will be considered acceptance of the updated terms.

To open an account and use 95ko's services, the following eligibility requirements must be met:

• You must be at least 18 years of age.
• You must be of sound mind and capable of making your own decisions.
• Online gaming must not be prohibited by law in your country of residence.
• You must not have previously had a 95ko account banned or terminated.
• All information you provide must be truthful, accurate, and complete.

If false, inaccurate, or misleading information is provided during registration, 95ko reserves the right to close the account without notice and forfeit any associated balance.

Each individual may only operate one 95ko account. Opening multiple accounts under the same name, on the same device, from the same IP address, or using the same payment method is strictly prohibited.

Keeping your account secure is your responsibility. Keep your password private and do not share it with anyone. If you suspect unauthorized access to your account, contact 95ko Support immediately. 95ko is not liable for any losses resulting from failure to maintain account security.

95ko reserves the right to verify a member's identity at any time. Withdrawals may be temporarily suspended until the verification process is complete.

Deposits on 95ko can be made via Mobile Banking, Nagad, Rocket, and DBBL Net Banking. Deposits are generally credited instantly. The minimum deposit amount is clearly stated on the platform.

All deposits must be made using a payment method registered in your own name. Deposits from third-party accounts are prohibited and any such transactions will be reversed. 95ko does not charge any processing fees on deposits, though the payment gateway may apply its own charges.

• Minimum Deposit: BDT 500
• Maximum Deposit: BDT 500,000 per day
• Deposit Processing Time: Instant
• Accepted Currency: Bangladeshi Taka (BDT)

Withdrawals can only be made to the same payment method used for the deposit. Withdrawal requests are generally processed within 24 hours, though this may be delayed if a verification process is ongoing.

All bonus wagering requirements must be met before a withdrawal can be made. Only deposited funds and verified winnings are eligible for withdrawal. 95ko reserves the right to temporarily suspend or cancel withdrawals in cases of suspected fraudulent activity.

• Minimum Withdrawal: BDT 500
• Maximum Withdrawal: BDT 200,000 per day
• Processing Time: 1–24 hours
• Withdrawal Fee: None

All 95ko bonuses and promotions are subject to specific terms and conditions. Claiming a bonus means you agree to its applicable terms. Bonus terms may be updated from time to time, and the most recent version will always apply.

• Each bonus has a specific wagering requirement (typically 5x–30x).
• Not all games may be available for play with bonus funds — check the promotions page for the list of restricted games.
• Multiple bonuses cannot be active simultaneously unless explicitly stated otherwise.
• Any attempt to claim bonuses through fraudulent means will result in account termination.
• The referred person must meet the eligibility criteria for the referral bonus to be paid out.

All games on 95ko use internationally certified RNG (Random Number Generator) technology to ensure fairness and impartiality. Game outcomes are entirely random and cannot be influenced by any external party.

If a technical error occurs during a game, the bet for that round will be considered void and the wagered amount will be refunded. In any dispute regarding game rules, 95ko's decision shall be final.

• The dealer's decision is final in Live Casino games.
• RTP (Return to Player) information for slots games is available on the game provider's website.
• In Sports Betting, if an event is cancelled, the bet will be voided and the stake refunded.
• If your internet connection is lost during a game, the outcome will be determined based on the last server record.

The following activities are strictly prohibited on 95ko. Violations may result in permanent account closure and forfeiture of any associated balance:

• Operating multiple accounts under the same identity.
• Using automated bots, scripts, or software to play games.
• Using the platform for money laundering or any illegal financial transactions.
• Attempting to hack or gain unauthorized access to another member's account.
• Intentionally exploiting system vulnerabilities or bugs.
• Opening an account using a false identity or a third party's information.
• Abusing bonuses or exploiting promotions through dishonest means.
• Using abusive or harassing language toward other members or staff.

95ko believes gaming is for entertainment, not a source of income. We encourage all our members to play responsibly. The following tools are available to help you stay in control of your gaming:

• Deposit Limit: Set a daily, weekly, or monthly deposit limit.
• Loss Limit: Set a cap on how much you are willing to lose within a given period.
• Session Limit: Set a limit on how long you play in a single session.
• Self-Exclusion: You can pause your own account for a set period at any time.
• Cooling-Off Period: Option to temporarily suspend your account for anywhere between 24 hours and 6 weeks.

If you notice signs of gaming addiction, please Responsible Gaming Visit the page and seek professional help. This platform is strictly for users aged 18 and above.

95ko takes the protection of your personal data seriously. Information provided during registration is used solely for service operations, identity verification, and legal compliance.

Your information is never sold or rented to third parties. However, data may be disclosed in response to lawful requests from law enforcement agencies or court orders. For full details on our privacy practices, please visit our Privacy Policy Visit the page.

95ko reserves the right to modify, add to, or remove any part of these Terms & Conditions at any time. Changes take effect as soon as they are published on this page.

For significant changes, 95ko will attempt to notify registered members via email or through the platform. However, it is your responsibility to check this page regularly for updates. Continued use of the platform after any changes constitutes acceptance of the updated Terms.

If you have a complaint or dispute, please contact our support team first. We are committed to resolving all complaints fairly and promptly. If the matter cannot be resolved through support, it may be escalated to our licensing authority.

These Terms are governed by international gaming laws and the regulations of 95ko's licensing authority. In the event of any dispute, Bangladeshi law shall apply and the jurisdiction of local courts is recognized.

To submit a complaint, please contact us: [email protected]